Optima Medicare HMO Plans

Our affordable Medicare Advantage (Part C) plans provide comprehensive coverage, all backed by the support of our high-quality network of experts.

With a $0 monthly premium option, low out-of-pocket maximums, and special allowances, you can enjoy better value at more predictable costs.

Optima Medicare Value (HMO)

$0 Monthly Premium

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The Optima Medicare Value plan combines Original Medicare Part A and Part B coverage with Part D prescription drug benefits, preventive and comprehensive dental, vision, and more in one affordable plan.

Highlights

  • $0 primary care doctor visits
  • Preventive and comprehensive dental
  • Hearing aids
  • Over-the-counter product allowance
  • Fitness benefit
  • Virtual doctor visits

Optima Medicare Prime (HMO)

Enhanced Coverage

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You still receive Original Medicare (Parts A & B) coverage in our Optima Medicare Prime plan, but you also get Part D prescription drug benefits and more essentials like preventive and comprehensive dental, vision, and hearing.

Highlights

Includes all of the great Optima Medicare Value benefits plus:

  • Many lower copays
  • Preventive and comprehensive dental
  • Hearing aids
  • Over-the-counter product allowance
  • Increased fitness benefit
  • Virtual doctor visits

Optima Medicare Classic (HMO)

Medical Without Prescription Drug Coverage

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When you already have prescription drug coverage, but want more out of your medical than Original Medicare. In 2021, available in expanded Virginia regions.

Highlights

  • $0 monthly premium
  • Prescription drug coverage not included
  • Hearing aids
  • Over-the-counter product allowance
  • Fitness benefit
  • No-cost transportation

Want to see more?

Compare Benefits


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Questions? An Optima Medicare Advisor Can Help.

You’re not alone. A licensed Optima Medicare Plan Advisor cares about helping you find the right coverage. Learn the process and discuss your options.

Call toll-free 1-855-434-3267 (TTY Service 1-800-828-1140 or 711)

Hours:
October 1 – March 31
8 a.m. to 8 p.m.
7 days a week