Find the plan for you at a price you like—premiums from $0
You will find Medicare Advantage all-in-one healthcare plans and special needs plans offering both medical and prescription drug coverage. Take advantage of our network of more than 37,000 providers and healthcare facilities, with extra benefits that cover more than Original Medicare alone.
With monthly premiums as low as $0, plus out-of-pocket maximums to limit your payment for medical services each year, you can enjoy more services and plan coverage at more predictable costs.
Medicare Advantage Plans
Monthly premiums from $0
Our Medicare Advantage (Part C) plans include everything offered by Original Medicare (Part A and Part B) plus more.
All plans include dental, vision, and hearing allowances.Medicare Advantage Special Needs Plans
$0 monthly premium
Our Special Needs Plans (SNPs) offer people living with certain medical conditions or limited income personal attention from a care coordinator as well as access to our high-quality network of more than 35,000 doctors, specialty providers, and healthcare facilities.Optima Medicare Salute (HMO)
$0 monthly premium
The Salute plan serves those who already have prescription coverage.
Veterans can keep Department of Veterans Affairs (VA) or TRICARE for Life benefits with prescription drug coverage while taking advantage of extra benefits—at no extra cost.
Extra Benefits with Optima Medicare
All Optima Medicare plans include vision, dental, and hearing allowances, as well as an over the-counter product allowance. Most plans include prescription drug coverage.
- Grocery allowance1
- Preventive and comprehensive dental
- Over-the-counter product allowance
- SilverSneakers®
- Meals with deliveryTransportation
- In-Home Support Services – NEW
1: Members with chronic condition(s) that meet certain criteria may be eligible for this special supplemental benefit.
2023 Medicare Star Ratings
2 Every year, Medicare evaluates plans based on a 5-star rating system.
Compare plans
Enter your ZIP code to see which Optima Medicare plans are available in your area and what benefits they include.Learning Center
Learn about Medicare eligibility, what type of plan is right for you, and how soon you can enroll. Also, find answers to frequently asked questions.Ready to enroll?
We make enrolling easy. You may be able to switch or join a new plan during a special enrollment period.
Enrollment tools
See if you qualify for an Optima Medicare plan.
Enroll Online
Mail an Enrollment Kit
Download the 2023 Decision GuideMedicare Basics
Learning about the basics of Medicare now will help you make important decisions later. You can look forward to retirement with confidence by learning about your Medicare options.Caregiver support
Caregiving can present challenges. Optima Medicare can guide you on this journey.
How can we assist you?
You are not alone on the Medicare journey. Our Licensed Plan Advisors can explain how the enrollment process works, the requirements to qualify, and discuss your options with Optima Medicare.