Welcome to Optima Medicare—find the best plan for you

You will find Medicare Advantage all-in-one healthcare plans, offering both medical and prescription drug coverage. Take advantage of our network of more than 35,000 providers and healthcare facilities, with extra benefits that cover more than Original Medicare (Part A and Part B) alone. Optima Medicare plans include coverage for vision, dental, and hearing, as well as over-the-counter products and prescription drug coverage.

With monthly premiums as low as $0, plus out-of-pocket maximums to limit your payment for medical services each year, you can enjoy more services and plan coverage at more predictable costs.

Our Plans

Optima Medicare Plans (Value and Prime)

Medicare HMO plans with access to expansive network of providers and healthcare facilities

Monthly Premiums From $0 

Our Medicare Advantage (Part C) plans include everything offered by Original Medicare (Part A and Part B) plus more.

All plans include supplemental coverage like dental, vision, and hearing services. To see which plans you qualify for and eligibility requirements, select “View plans” below.


Optima Community Complete (HMO D-SNP)

Medicare and Medicaid CCC Plus combined health insurance plan for special needs members

Dual-eligible special needs plan for $0 monthly premium

Optima Community Complete combines your Virginia Commonwealth Coordinated Care Plus (CCC Plus) Medicaid benefits with your Medicare benefits.

This $0 monthly premium plan offers personal attention from your Care Coordinator as well as access to our high-quality network of more than 35,000 doctors, specialty providers, and healthcare facilities.

Optima Medicare Salute (HMO)

Veterans finding happiness, freedom, and the Medicare life

Serves those who want more Medicare coverage that Original Medicare and already have prescription coverage for $0 monthly premium

Optima Medicare Salute serves veterans who want to boost existing military coverage—at no extra cost.

Veterans, you can keep your Department of Veterans Affairs (VA) or TRICARE for Life benefits with prescription drug coverage, while taking advantage of extra benefits and our network of more than 35,000 providers and healthcare facilities.

Extra Benefits

  • SilverSneakers® - New
  • Grocery card* - New
  • Annual wellness visit
  • Annual physical exam
  • Routine chiropractic care
  • Preventive dental
  • Comprehensive dental
  • Vision and hearing services
  • Health education benefit
  • Meals post hospital discharge
  • Over-the-counter (OTC) products
  • Personal emergency response system (PERS)
  • Podiatry services
  • Telehealth
  • Routine medical transportation
  • Non-medical transportation*
  • Worldwide emergency care

*: Members with chronic condition(s) that meet certain criteria may be eligible for this special supplemental benefit.

2022 Medicare Star Ratings


1 Every year, Medicare evaluates plans based on a 5-star rating system.

Take classes online or at the gym

SilverSneakers® - New

When you enroll in an Optima Medicare plan, you can sign up for a SilverSneakers® membership at no cost. You can attend SilverSneakers LIVE online classes and workshops, view SilverSneakers On-Demand workout videos, or visit one of SilverSneakers® many nationwide fitness locations.


Sign Up
Seniors in classroom receiving instruction

Community Events

Find Optima Health special community events near you. You will have access to healthcare education and health screenings, in addition to participating in various community events in Virginia.


View Events
Optima Medicare Advisors are ready to assist you

How Can We Assist You?

You are not alone on the Medicare journey. Our Licensed Plan Advisors can explain how the Medicare enrollment process works, requirements to qualify, and discuss your options.

Call toll-free: 1-855-434-3267 (TTY: 711)

October 1 – March 31, 7 days a week, 8 a.m. – 8 p.m.

April 1 – September 30, Monday – Friday, 8 a.m. – 8 p.m.

Schedule an appointment with a Licensed Plan Advisor.

Enrollment Tools

See if you qualify for an Optima Medicare plan. You can switch plans during the Annual Election Period.