A great way to stay healthy and earn money.
As a valued Optima Medicare member, you can earn rewards for completing health-related activities that promote your health and wellbeing. Your rewards can be used to purchase items using your prepaid flex card.
Earning rewards is easy!
Call your doctor to schedule the preventive screening, exam, or vaccination.Visit
Go to your appointment and complete the preventive screening, exam, or vaccination.Claim
Your doctor will submit a claim to us showing you completed the preventive screening, exam, or vaccination.Receive
We process your reward! Processing your reward will take eight 8–10 weeks after we receive the claim from your doctor.
Your Prepaid Flex Card
Your prepaid flex card works just like a prepaid credit card. As an Optima Medicare member, upon earning your first reward, you will receive your reloadable prepaid flex card in the mail.
There are two types of rewards you can earn. Grocery rewards can be used for approved grocery items at approved locations. Standard rewards can be used to buy almost anything. You cannot use rewards to buy tobacco, alcohol, or firearms.
Be sure to keep your prepaid flex card in a safe place! As you earn more rewards, the reward money will be added to your account, and you can keep using the same card all year.
Healthy Rewards1 and Grocery Allowance2,3 are offered as two standalone programs on the same card. You can pay for eligible items with your funds through one centralized card.
1Processing your reward takes 8–10 weeks after we receive the claim from the doctor. Rewards cannot be used to buy tobacco or alcohol. Rewards cannot be converted to cash. You can only receive one reward per applicable service per plan year. Services must be completed in 2023 using in-network providers. Rewards do not apply to the Optima Medicare Savings (HMO) plan. Optima Medicare Salute (HMO) members are not eligible for Medication Therapy Management.
2Members with a chronic condition(s) that meet certain criteria may be eligible for this special supplemental benefit. Benefits vary by plan. This benefit is not available to
3Refer to your Evidence of Coverage (EOC) for benefit eligibility, copayments, and allowances at optimamedicare.com/documents.
4The reward given for completing the Annual Wellness Visit, Health Risk Assessment, and Medication Therapy Management program has additional restrictions and can only be used for grocery items.
5The HRA reward is only for Optima Community Complete (HMO D-SNP) members.
- Annual Wellness Visit, Health Risk Assessment, Medication Therapy Management are grocery rewards and can only be used to purchase approved grocery item at approved locations. All other rewards are standard and can be used to purchase nearly anything.
- Rewards are not available to Optima Medicare Savings (HMO) members. Optima Medicare Salute (HMO) members are not eligible for MTM. Check additional eligibility notes for each reward.