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Individual & Family Plans

Quality health plans for individuals and families in Virginia

We offer a variety of health insurance plans to fit your budget, lifestyle, and healthcare needs.


Your health insurance plan should be just what you need – no more, no less. We make it easy to make good health plan decisions, even as healthcare becomes more complex.

Highlights

  • More options
  • More innovation
  • Same exceptional service
  • Improving health every day

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Employer Plans

Choose a health plan that is good for employees – and for the bottom line.

Our plans make it easy to offer your employees an affordable, comprehensive healthcare solution, whether you are a company of one or 10,000.

We offer innovative solutions, programs and online tools for benefits administrators and our members.

Highlights

  • Affordable, comprehensive healthcare solutions
  • Flexible plan designs
  • High-quality provider network
  • Great value-added services

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Medicare Plans

Get more value from your Medicare coverage.

Optima Medicare plans expand coverage offered by Original Medicare, providing beneficiaries with high-quality, comprehensive and affordable options.

With Optima Medicare, you’ll get medical and prescription drug coverage – all in one plan.

Highlights

  • Medical and prescription drug coverage
  • Access to a diverse network of providers
  • Virtual doctor visits from the comfort of your home
  • Energizing wellness and fitness plans

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Medicare Plans

Get more value from your Medicare coverage.

Optima Medicare plans expand coverage offered by Original Medicare, providing beneficiaries with high-quality, comprehensive and affordable options.

With Optima Medicare, you’ll get medical and prescription drug coverage – all in one plan.

Highlights

  • Medical and prescription drug coverage
  • Access to a diverse network of providers
  • Virtual doctor visits from the comfort of your home
  • Energizing wellness and fitness plans

Learn About Plans

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Medicaid Plans

Choose local, choose Optima Health

Serving the Medicaid community in Virginia for more than two decades.

If you’re assigned to another Medicaid plan, it’s easy to switch to a local health plan committed to providing courteous, professional, and quality care.

Highlights

  • Quality health care – extensive doctor network, access to specialist
  • Free prescriptions
  • Maternity care
  • Free smartphone

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Employee Assistance Program

A full spectrum of employee assistance services and training.

Optima EAP strengthens organizations and supports employees.

We can help you find solutions to life's challenges - personal or professional. We provide organizations and employers with solutions for unique challenges in the workplace.

Highlights

  • Focus on client satisfaction and success
  • Dynamic services – individual counseling to crisis intervention
  • Proactive support
  • Management Consultations

Learn About EAP