Optima Medicare HMO Covers What’s Important to You

Besides expanding upon Original Medicare, Optima Medicare HMO plans include important essential coverage, plus added benefits and services.

Our low out-of-pocket maximums and special allowances can help make budgeting more predictable.

We are Virginia based with more than 30 years of industry experience.

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Affordable Plans from $0
Optima Medicare offers a $0 premium plan or a low premium plan, depending on coverage needs.
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“It was really comforting having someone [from Optima Medicare] who was so available and so reassuring.”
Diana P, Optima Medicare Member

“It was clear that Optima Medicare HMO plan was the best for my wife and myself.”
Albert F, Optima Medicare Member

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Our Plans

A Medicare Advantage plan from Optima Medicare offers all-in-one coverage.


  • Medical and hospital
  • Prescription drug
  • Dental, vision, hearing
  • Many $0 copays
  • Diverse network of quality providers

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Added Benefits

Maximize your Optima Medicare coverage with added benefits and services automatically included.


  • MDLIVE virtual visits anytime, any day
  • Over-the-counter allowance
  • Eyewear allowance
  • Fitness reimbursement
  • No cost transportation

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Our Service Area

Optima Medicare HMO is available for residents in select areas of Virginia.


  • Hampton Roads
  • Northern Virginia
  • Greater Halifax

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Need Help? Call 1-855-434-3267