Optima Medicare HMO Covers What’s Important to You

Besides expanding upon Original Medicare, Optima Medicare HMO plans include important essential coverage, plus added benefits and services.

Our low out-of-pocket maximums and special allowances can help make budgeting more predictable.

We are Virginia based with more than 35 years of industry experience.

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Affordable Plans from $0
Optima Medicare offers a $0 premium plan or a low premium plan, depending on coverage needs.
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“It was really comforting having someone [from Optima Medicare] who was so available and so reassuring.”
Diana P, Optima Medicare Member

“It was clear that Optima Medicare HMO plan was the best for my wife and myself.”
Albert F, Optima Medicare Member

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Our Plans

A Medicare Advantage plan from Optima Medicare offers all-in-one coverage.


  • Medical and hospital
  • Prescription drug
  • Preventive and Comprehensive Dental
  • Vision and hearing
  • Many $0 copays
  • Diverse network of quality providers

See Our Plans

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Added Benefits

Maximize your Optima Medicare coverage with added benefits and services automatically included.


  • Virtual doctor visits
  • Healthy Rewards program
  • Over-the-counter product allowance
  • Eyewear and hearing allowance
  • Fitness benefit
  • No-cost transportation

Added Benefits

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Our Service Area

Optima Medicare HMO is available for residents in select areas of Virginia.


  • Hampton Roads
  • Northern Virginia
  • Central/Halifax
  • Roanoke/Alleghany*
  • Southwest*

* New for 2021

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Need Help? Call 1-855-434-3267