Added Benefits

When you enroll in a Medicare Advantage (Part C) plan through Optima Medicare, you gain access to a wide range of extras. Plans include benefits such as:

Preventive and Comprehensive Dental Services

Both preventive and comprehensive dental services are available with your Optima Medicare plan. Plus, you will have access to our quality dental network.

  • Preventive Dental - Preventive dental care covers cleanings, fluoride treatments, x-rays and oral exams.
  • Comprehensive Dental - covers fillings, extractions, and many additional enhanced services.

Vision Services

Your Optima Medicare plan includes vision coverage at no extra premium.

  • $0 copay for routine eye exams
  • Allowance for frames and/or contact lenses


Optima Medicare makes it easy to take care of your hearing needs.

  • $0 copay for annual hearing exam
  • $0 select hearing aids, including a warranty and one-time replacement1
  • Hearing aid batteries

1 Coverage may vary based on plan year.

Over-the-Counter Product Allowance

Your Optima Medicare plan can help keep more money in your pocket when you take advantage of your over-the-counter (OTC) quarterly allowance.

  • Purchase approved items from the catalog by phone, mail, or online

Virtual Doctor Visits

Optima Medicare provides you with the flexibility of accessing high-quality care from anywhere at any time. MDLIVE® connects you with a local, board-certified doctor from your computer or smartphone. It is secure and convenient..

  • MDLIVE® doctors can diagnose, treat, and write prescriptions for routine medical conditions
  • MDLIVE® appointments with a counselor or psychiatrist
  • Expanded options offered through participating healthcare providers
  • Free 24-hour nursing hotline

Fitness Benefit

Optima Medicare cares about helping you live an active lifestyle. That’s why your added benefits include a fitness reimbursement.

  • Get reimbursed a set amount for the year
  • Applies to gym fees, personal training sessions, and fitness classes


Optima Medicare helps make sure you have a way to get to your medical appointments.

  • Free rides up to your plan’s trip limit
  • Covers pre-approved, health-related locations


Chiropractic adjustments may help relieve back pain and increase movement.

  • Coverage varies by plan
  • Medicare-covered chiropractic service is included


Receive a meal service delivered to your home when you return from the hospital.

  • 2 meals per day for 28 days
  • Prior authorization required

Wellness Programs

A variety of wellness programs to help you reach our health goals are a part of your Optima Medicare plan.

  • Wellness education on a variety of topics
  • Health self-management training

Optima Medicare Plans

Optima Medicare offers all-in-one Medicare Advantage plans with both medical and prescription drug coverage. Our plans provide more coverage than Original Medicare with benefits including SilverSneakers®, preventive and comprehensive dental services, hearing aids, vision exams and eyewear, over-the-counter supplies, transportation services, and more.

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