Explore your Medicare Advantage options—with premiums from $0

Optima Medicare offers affordable Medicare Advantage (Part C) plans with comprehensive coverage. These plans offer more than Original Medicare and are backed by the support of our high-quality network of doctors and healthcare facilities.

Low out-of-pocket maximums, extra benefits, and special allowances can help you with the cost of everyday living.

Optima Medicare includes extra benefits

Many Optima Medicare plans include vision, dental, and hearing coverage, as well as over-the-counter products and prescription drug coverage.

  • Grocery allowance*1
  • Over-the-counter (OTC) products
  • Transportation
  • SilverSneakers®
  • Meals with delivery
  • Virtual Doctor Visits

2023 Optima Medicare Value (HMO)

$0 Monthly Premium

Senior couple walking dog along suburban street

Optima Medicare Value combines Original Medicare Part A and Part B coverage with Part D prescription drug benefits, preventive and comprehensive dental, vision, and more in one affordable plan.

2023 Optima Medicare Prime (HMO)

Enhanced Coverage

couple running on a paved trail among trees

Optima Medicare Prime includes Original Medicare Parts A, B, and D (prescription drug coverage). Prime’s enhanced coverage includes extra benefits—with many lower copays than our Value plan.

2023 Optima Medicare Savings (HMO)—NEW

Lower your Part B premium

little girl in a park whispers something into her father’s ear

Optima Medicare presents another great way to save money! Optima Medicare Savings is a Medicare Advantage plan that reduces the Part B premium deducted from beneficiaries’ Social Security checks by $55 each month.

  • 2022 Optima Medicare Value (HMO)

    $0 monthly premium

    The Optima Medicare Value plan combines Original Medicare Part A and Part B coverage with Part D prescription drug benefits, preventive and comprehensive dental, vision, and more in one affordable plan.

    Highlights

    • SilverSneakers®
    • Grocery allowance*1
    • Annual wellness visit
    • Annual physical exam
    • Routine chiropractic care
    • Preventive and comprehensive dental
  • 2022 Optima Medicare Prime (HMO)

    Enhanced coverage

    Receive Original Medicare (Parts A and B) in our Optima Medicare Prime plan, plus Part D prescription drug benefits—with more coverage and many lower copays than our Value plan.

    Highlights

    Includes all of the great Optima Medicare Value benefits plus:

    • Many lower copays
    • More chiropractic visits
    • More transportation services
    • Lower drug costs
  • 2022 Optima Medicare Salute (HMO)

    $0 monthly premium

    When you already have prescription drug coverage but want more out of your medical than Original Medicare. Designed to give veterans who have TRICARE for Life prescription coverage extra benefits at no extra cost.

    Highlights

    • Prescription drug coverage not included
    • SilverSneakers®
    • Grocery allowance*1
    • Annual wellness visit
    • Annual physical exam
    • Preventive and comprehensive dental

man with white towel draped around his neck

2023 Optima Medicare Salute (HMO)

Optima Medicare Salute serves as all-in-one coverage—veterans can boost existing military coverage—$0 monthly premium. Available to anyone who wants more Medicare coverage and does not need Part D.

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Optima Health sponsors community events in Virginia such as health screenings

Community Events

You will have access to healthcare education and health screenings, in addition to participating in various community events in Virginia.

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Optima Medicare Advisors are ready to assist you

How Can We Assist You?

You are not alone on the Medicare journey. Our Licensed Plan Advisors can explain how the enrollment process works, the requirements to qualify, and discuss your options with Optima Medicare.

Call toll-free: 1-855-434-3267 (TTY: 711)

Oct. 1–March 31 | 7 days a week | 8 a.m.–8 p.m.

April 1–Sept. 30 | Mon.–Fri. | 8 a.m.–8 p.m.

Schedule an appointment with a Licensed Plan Advisor.

*1: Members with chronic condition(s) that meet certain criteria may be eligible for this special supplemental benefit.