Optima Medicare HMO - Plan Information

Living a healthy, independent lifestyle is as important to us as it is to you. A Medicare Advantage plan from Optima Medicare offers a full range of services and coverage.

  • Medical and hospital benefits
  • Prescription drug coverage
  • Low or $0 plan premiums, plus protection from out-of-pocket costs
  • Dental, vision, hearing services, and more!

Explore 2019 plan benefits and costs

Need coverage to start in 2018?

Enter your zip code, then select "2018 Plans" on the comparison grid.

High-Quality, Low Cost Medicare Plans

With a Medicare Advantage plan from Optima Medicare, you can also budget more effectively. Optima Medicare offers a $0 premium plan or a low premium plan, depending on coverage needs. Plans also feature a $0 copay for primary care doctor visits and a $0 copay for many generic prescription drugs. Original Medicare only covers a portion of your costs, while a plan from Optima Medicare will give you more proection from out-of-pocket expesnes and can make it easier to budget with more predictable expsneses.

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Local Expertise, Highly Ranked Medicare Plans

A locally-based company, Optima Health is committed to improve health every day with high-quality, affordable plans and excellent customer service. We offer a diverse network of providers and more than 30 years of experience in the insurance industry.

More Information

For more information about Optima Medicare plans including the Summary of Benefits and Annual Notice of Change and Evidence of Coverage, please enter your zip code to access these important documents.

Star Ratings

Medicare uses a Star Rating system to measure how well Medicare Advantage and Prescription Drug plans perform. Optima Medicare plans received a 4 out of 5-star rating by CMS for 2018.

Medicare evaluates plans based on a 5-star rating system. Star ratings are calculated each year and may change from one year to the next.

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Dual Eligible Special Needs Plan

Are you looking for a Dual Eligible Special Needs Plan? If you are eligible for both Medicaid and Medicare, you may want to review Optima Community Complete (HMO SNP).

A Dual Eligible Special Needs Plan (D-SNP) is a Medicare Advantage coordinated care plan specifically designed for individuals who are eligible for both Medicare and Medicaid. Learn more about Optima Community Complete.

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