Added Benefits

When you enroll in a Medicare Advantage (Part C) plan through Optima Medicare, you gain access to a wide range of extras. Plans include benefits such as:

2022 Added Benefits

Expand All

  • Preventive and Comprehensive Dental Coverage

    Both preventive and comprehensive dental services are available with your Optima Medicare plan. Plus, you will have access to our quality dental network. Coverage includes:

    • Preventive dental: $0 copay for one exam, two cleanings, two fluoride treatments, and two bitewing X-rays every 12 months.
    • Comprehensive dental: fillings, crowns, extractions, implants, bridges and denture repairs, depending on your plan.
  • Vision Coverage

    Your Optima Medicare plan includes vision coverage at no extra premium.

    • $0 copay for a routine exam once every 12 months.
    • Allowance for eyewear and/or contact lenses.
  • Hearing

    Optima Medicare makes it easy to take care of your hearing needs.

    • $0 copay for a routine hearing exam every 12 months.
    • Fitting and evaluation for hearing aids, maximum of 3 per 12 months.
    • One set of hearing aids every 12 months.
  • Over-the-Counter Products

    Your Optima Medicare plan can help keep more money in your pocket when you take advantage of your over-the-counter (OTC) quarterly allowance.

    • Purchase approved OTC products from the catalog by phone or online.
    • Allowance every 3 months.
  • Telehealth - Virtual Doctor Visits

    Optima Medicare provides you with the flexibility of accessing high-quality care from anywhere, at any time. Appointments via secure phone or video using your computer or smart phone with a local doctor board-certified in internal medicine, family practice, emergency medicine, pediatrics, a counselor, or psychiatrist are available.

    • Appointments are available 24/7, 365 days a year.
    • Doctors can diagnose, treat, and write prescriptions for routine medical conditions.
    • Free 24-hour Nurse Advice Line available 24/7, 365 days a year.
  • Fitness Benefit

    Optima Medicare cares about helping you live an active lifestyle. That’s why your added benefits include SilverSneaker. You will have free access to:

    • SilverSneakers LIVE classes and workshops taught by instructors trained in senior fitness.
    • 200+ workout videos in the SilverSneakers On-Demand online library.
    • SilverSneakers GO mobile app with digital workout programs.
    • Thousands of locations nationwide, online fitness, and nutrition tips.
  • Transportation

    Optima Medicare helps make sure you have a way to get to your medical appointments.

    • Free rides up to your plan’s trip limit.
    • Receive routine medical transportation to plan-approved, health-related locations, such as doctor appointments.

    Depending on your plan, non-medical transportation*1 offers members with a qualifying chronic condition, trips to churches, grocery stores, community events, senior centers, and more.

    *1: Members with chronic condition(s) that meet certain criteria may be eligible for this special supplemental benefit.

  • Grocery Card*2

    Members with a qualifying condition will receive a grocery card benefit to use towards a variety of brand-name and generic healthy food products, depending on your plan.

    • Shop in a retail store or order online through the member portal. You can also order by phone or by mail.
    • Home delivery has no additional charge!

    *2: Members with chronic condition(s) that meet certain criteria may be eligible for this special supplemental benefit.

  • Chiropractic Care

    Chiropractic adjustments may help relieve back pain and increase movement.

    • Coverage varies by plan.
    • Medicare-covered chiropractic service is included.
  • Meals

    Receive meals delivered to your home when you return from a hospital stay.

    • Two meals per day for 28 days.
    • Prior authorization is required.
  • Wellness Programs

    A variety of wellness programs to help you reach our health goals are a part of your Optima Medicare plan.

    • Wellness education on a variety of topics.
    • Health self-management training.

2021 Added Benefits

Expand All

  • Preventive and Comprehensive Dental Services

    Both preventive and comprehensive dental services are available with your Optima Medicare plan. Plus, you will have access to our quality dental network.

    • Preventive Dental - Preventive dental care covers cleanings, fluoride treatments, x-rays and oral exams.
    • Comprehensive Dental - covers fillings, extractions, and many additional enhanced services.
  • Vision Services

    Your Optima Medicare plan includes vision coverage at no extra premium.

    • $0 copay for routine eye exams
    • Allowance for frames and/or contact lenses
  • Hearing

    Optima Medicare makes it easy to take care of your hearing needs.

    • $0 copay for annual hearing exam
    • $0 select hearing aids, including a warranty and one-time replacement
    • Hearing aid batteries
  • Over-the-Counter Product Allowance

    Your Optima Medicare plan can help keep more money in your pocket when you take advantage of your over-the-counter (OTC) quarterly allowance.

    • Purchase approved items from the catalog by phone, mail, or online
  • Virtual Doctor Visits

    Optima Medicare provides you with the flexibility of accessing high-quality care from anywhere at any time. MDLIVE® connects you with a local, board-certified doctor from your computer or smartphone. It is secure and convenient.

    • MDLIVE® doctors can diagnose, treat, and write prescriptions for routine medical conditions
    • MDLIVE® appointments with a counselor or psychiatrist
    • Expanded options offered through participating healthcare providers
    • Free 24-hour nursing hotline
  • Fitness Benefit

    Optima Medicare cares about helping you live an active lifestyle. That’s why your added benefits include a fitness reimbursement.

    • Get reimbursed a set amount for the year
    • Applies to gym fees, personal training sessions, and fitness classes
  • Transportation

    Optima Medicare helps make sure you have a way to get to your medical appointments.

    • Free rides up to your plan’s trip limit
    • Covers pre-approved, health-related locations
  • Chiropractic

    Chiropractic adjustments may help relieve back pain and increase movement.

    • Coverage varies by plan
    • Medicare-covered chiropractic service is included
  • Meals

    Receive a meal service delivered to your home when you return from the hospital.

    • 2 meals per day for 28 days
    • Prior authorization required
  • Wellness Programs

    A variety of wellness programs to help you reach our health goals are a part of your Optima Medicare plan.

    • Wellness education on a variety of topics
    • Health self-management training

Optima Medicare Plans


Optima Medicare offers all-in-one Medicare Advantage plans with both medical and prescription drug coverage. Our plans provide more coverage than Original Medicare with benefits including SilverSneakers®, preventive and comprehensive dental services, hearing aids, vision exams and eyewear, over-the-counter supplies, transportation services, and more.

Find Plans


Have Questions?

Related Content