An affordable alternative in employee health benefits – Optima BusinessEDGE® can be a great option for qualifying small and mid-sized groups. BusinessEDGE® plans have a fixed monthly payment while still offering protection from high claims
- For groups with 10-150 enrolled employees
- The employer pays a fixed monthly fee per enrolled employee that includes monthly estimated claims, a stop loss premium for protection from high claims and an administrative fee
- Optima Health processes claims issues ID cards, provide customer service and sets up the provider network
- Stop-loss insurance limits the risk of excessive medical claims
- If claims are lower than expected, the employer may receive a refund
- Administrative fees are all inclusive and can include annual on-site health screenings, MDLIVE virtual office visits, Emergency Travel Assistance, HSA and HRA administration, and more.