Medical Loss Ratio Rebates

Learn more about the Medical Loss Ratio (MLR) rebate you received and how it may affect your tax filing.

Update May 1, 2021

Optima Health recently issued additional rebate checks to eligible Individual & Family plan policyholders who paid premium in 2018. If you received a check or have questions about the rebate, please view our Member Frequently Asked Questions or contact the finance department at


Resources for Filing Your Annual Income Tax Return

When you are ready to file your tax return and want to learn more about the rebate you received and how it may affect your tax filing, you can find information below about the Medical Loss Ratio (MLR) rebates and if they are taxable, or not.

Help with Filing your Return

You may be able to get help and file your federal—and in some cases state—taxes for free. Visit to learn about the program and browse offers from a wide selection of reputable companies.

In addition, we have Member Frequently Asked Questions with information about the MLR rebates we issued our members.

Please email if you have any questions.

Disclaimer: Optima Health is not affiliated with any of the above companies or websites and is providing this information strictly for informational purposes.