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Medicare Frequently Asked Questions
Medicare Frequently Asked Questions
These frequently asked questions will help you learn about Medicare, Medicare Advantage and the coverage you receive.
Common Questions
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What is a Medicare Advantage (MA) Plan?
Who can join a Medicare Advantage Plan?
If I join a Medicare Advantage Plan am I still enrolled in the Medicare program?
If I join a Medicare Advantage Plan do I still have Medicare rights and protections?
If I join a Medicare Advantage Plan do I still get Part A and Part B coverage?
If I join a Medicare Advantage Plan do I get prescription drug coverage (Part D)?
If I join a Medicare Advantage Plan do I get extra benefits?
When can I join, switch, or drop a Medicare Advantage Plan?
If I join a Medicare Advantage Plan, can I switch to another plan or drop my plan?
If I join a Medicare Advantage Plan, what premiums do I have to pay?
If I enroll in an Optima Medicare HMO Plan, are prescription drugs covered?
If I enroll in an Optima Medicare Plan, do I need to choose a primary care doctor?
If I enroll in an Optima Medicare Plan, can I get healthcare from any doctor or hospital?
If I enroll in an Optima Medicare Plan, do I have to see a primary care doctor to get a referral to see a specialist?