Medicare Frequently Asked Questions

What is a Medicare Advantage (MA) Plan?

Who can join a Medicare Advantage Plan?

If I join a Medicare Advantage Plan am I still enrolled in the Medicare program?

If I join a Medicare Advantage Plan do I still have Medicare rights and protections?

If I join a Medicare Advantage Plan do I still get Part A and Part B coverage?

If I join a Medicare Advantage Plan do I get prescription drug coverage (Part D)?

If I join a Medicare Advantage Plan do I get extra benefits?

When can I join, switch, or drop a Medicare Advantage Plan?

If I join a Medicare Advantage Plan, can I switch to another plan or drop my plan?

If I join a Medicare Advantage Plan, what premiums do I have to pay?

If I enroll in an Optima Medicare HMO Plan, are prescription drugs covered?

If I enroll in an Optima Medicare Plan, do I need to choose a primary care doctor?

If I enroll in an Optima Medicare Plan, can I get healthcare from any doctor or hospital?

If I enroll in an Optima Medicare Plan, do I have to see a primary care doctor to get a referral to see a specialist?