Make Changes To Your OptimaFit Plan

Because you are currently enrolled in a 4-star quality-rated1 OptimaFit® plan, there’s nothing you need to do if you want to keep your current coverage. Your benefit coverage will not change. Any deductibles or coinsurance levels already met will remain. As long as you continue to make your monthly premium payments, you will continue to receive benefits including those below through December 31, 2021. However, if you need to make changes to your plan you can update your plan below.

Update Your Plan

Move From a Marketplace Plan To a Non-Marketplace Plan

Whether it’s during the annual open enrollment period or the result of a qualifying life event, when you switch from a plan you purchased directly through healthcare.gov to a plan sold directly by Optima Health (or vice-versa), there are some important factors to consider:

  • If you were receiving federal subsidies and/or a cost sharing reduction, you will lose the assistance and pay full price by going directly through Optima Health.
  • If it is not Open Enrollment, you must make sure you are eligible to make a change to your insurance. If you are not sure about your eligibility or have any questions, please call your broker or you can call us at 1-844-206-3208.
  • You must cancel your current plan before you can enroll in a new plan.

Options for Self-Employed Individuals

If you are self-employed and meet some basic criteria, you may be eligible to purchase a Small Group plan. Review the qualifications, browse plans, and request a quote for additional information.

Cancel Your Plan

We would hate to see you go, but if you have to leave us we want to make sure you’re prepared.