Service Area

Optima Community Complete (HMO D-SNP) provides Dual Special Needs Plan coverage to residents of most Virginia cities/counties.

Central Region

  • Amelia
  • Brunswick
  • Caroline
  • Charles City
  • Chesterfield
  • Colonial Heights
  • Cumberland
  • Dinwiddie
  • Emporia
  • Essex
  • Franklin City
  • Fredericksburg
  • Goochland
  • Greensville
  • Hanover
  • Henrico
  • Hopewell
  • King And Queen
  • King George
  • King William
  • Lancaster
  • Lunenburg
  • Mathews
  • Mecklenburg
  • Middlesex
  • New Kent
  • Nottoway
  • Petersburg
  • Powhatan
  • Prince George
  • Richmond City
  • Richmond Co.
  • Southampton
  • Stafford
  • Surry
  • Sussex

Tidewater Region

  • Chesapeake
  • Gloucester
  • Hampton
  • Isle Of Wight
  • James City Co.
  • Newport News
  • Norfolk
  • Northampton
  • Poquoson
  • Portsmouth
  • Suffolk
  • Virginia Beach
  • Williamsburg

Northern & Winchester Region

  • Clarke
  • Culpeper
  • Frederick
  • Manassas City
  • Page
  • Prince William
  • Rappahannock
  • Shenandoah
  • Warren
  • Winchester

Charlottesville Western Region

  • Albemarle
  • Amherst
  • Appomattox
  • Augusta
  • Buckingham
  • Campbell
  • Charlotte
  • Charlottesville
  • Danville
  • Fluvanna
  • Greene
  • Halifax
  • Harrisonburg
  • Louisa
  • Lynchburg
  • Madison
  • Nelson
  • Orange
  • Pittsylvania
  • Rockingham
  • Staunton
  • Waynesboro

Roanoke/Alleghany Region

  • Alleghany
  • Bath
  • Bedford Co.
  • Botetourt
  • Buena Vista
  • Covington
  • Craig
  • Floyd
  • Franklin Co.
  • Giles
  • Highland
  • Lexington
  • Montgomery
  • Patrick
  • Pulaski
  • Roanoke City
  • Roanoke Co.
  • Rockbridge
  • Salem
  • Wythe

Southwest Region

  • Bland
  • Bristol
  • Buchanan
  • Dickenson
  • Galax
  • Grayson
  • Norton
  • Russell
  • Scott
  • Smyth
  • Tazewell
  • Washington
  • Wise