Do you have questions about health plan coverage? If you do, you’ve come to the right place. Insurance can often be difficult to understand. At Optima Health, we are here to help you and make access to care as easy as possible. The questions below are the most common questions asked by the people we serve.
If you don’t see your question, just use the Search feature. Our database provides answers to hundreds of questions. Whether you need basic Health Insurance 101 information for things like "what is the difference between a deductible and coinsurance?", or if you have questions about coverage under the Affordable Care Act (also known as Health Reform or Obamacare), you can find answers here. If you still need help, call us at the number listed on the back of your member ID card; we will be glad to assist you.