Optima Health Vantage Plan Information

The Optima Health Vantage HMO Plan is a plan choice in the Greater Hampton Roads area. This option is available to Commonwealth of Virginia and The Local Choice employees where an employer has selected Optima Health as a plan offering. It’s one of the lowest cost comprehensive plans available to you. With the Optima Health Vantage Plan, members may receive services at participating providers in the Optima Health Vantage network throughout Virginia and North Carolina. The plan is an open-access style plan where members are not required to select a primary care physician (PCP) and they do not need referrals for specialist care. Optima health encourages, but does not require a PCP relationship. PCPs can help members with routine medical care and provide guidance when seeking specialist care within the broad Optima Health network of over 35,000 providers. You can find summary of benefits and other supporting benefits documents in the plan documents section.

Key Features

Comprehensive benefits

Medical, dental, vision, hearing and prescription drugs for one low premium and preventive care is covered at 100%.

Low copayments on doctor and specialist visits

Access care through a physician designated as Tier 1 for the COVA and TLC benefit program and pay as little as a $5 or $10 copayment per visit.

Coverage for out-of-area dependent children

Out-of-area dependent children can also have coverage. Download the Out of Area Dependent Form

Low deductibles

Annual medical deductibles of $150 for individual and $300 for family, and for most services the deductible may not apply.

No referrals required

You are not required to select a primary care physician (PCP) and you do not need referrals for specialist care. Optima health encourages, but does not require a PCP relationship.

Disease management with financial incentives

Receive financial incentives when you enroll in disease management programs for asthma/COPD, diabetes, or hypertension.  

Access to top-quality providers

Optima Health Vantage network features more than 35,0001 top quality providers all across Virginia and northeastern North Carolina.

Dedicated Member Services

A Virginia-based Member Services team just for you.  Contact the team for any of your health plan questions.

For any further questions, please contact your dedicated Member Services team.

Optima Health Vantage Plan Documents

Commonwealth of Virginia (COVA) Employees:

The Local Choice (TLC) Employees:

1 Sentara Health Plans, Inc., Provider Status Report, 2020, available at optimahealth.com/find-doctors-drugs-and-facilities

Open Enrollment Period


This is your chance to switch to Optima Health.  Check with your benefit administrator for enrollment dates.

Explore Details COVA Employees Enroll Now

TLC Employees: you can complete and return an enrollment form to your agency’s benefits administrator.

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