OptimaFit® Direct and Select Network Plans for Individual & Family Health Plans
Our new network designs offer lower cost options that allow you to choose what works best for your clients' healthcare needs and their budget.
Direct network plans include the full network of over 26,0001 doctors and facilities, in a two-tier structure to maximize cost savings. Members can save money when they get services from a Tier 1 doctor or facility.
Select network plans utilize local doctors and facilities within key clinically integrated networks, to provide high-quality and efficient care. Members can save money if they get services from a regionalized group of doctors and facilities.
Select and Direct At–A–Glance Comparison Chart
OptimaFit Direct | OptimaFit Select | |
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Where Plans are Available | Available both ON and OFF the Health Insurance Marketplace in: Charlottesville, Halifax, Hampton Roads, Harrisonburg, Mecklenburg, and Rockingham areas Some surrounding areas may be included. Check our Zip Code Map |
Available both ON and OFF the Health Insurance Marketplace in: Charlottesville and Rockingham areas Some surrounding areas may be included. Check our Zip Code Map |
Spending Account Options |
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In–Network Coverage |
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Out–of–Network Coverage |
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Features and Benefits |
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The Service Area
Download a printable PDF version of this map
Submit a zip code to determine 2018 Individual & Family Plan availability.
More Information
For more information, please view the Frequently Asked Questions and flyers or contact your Optima Health representative.
- OptimaFit Buyer's Guide
- OptimaFit Direct FAQs
- OptimaFit Direct Flyer
- OptimaFit Select FAQs
- OptimaFit Select Flyer
1 Sentara Health Plans, Inc. Provider Database, 2018
2 Value-Added services; not a covered benefit
3 Office Visit copayment or coinsurance may apply