OptimaFit® Direct Network Plans for Individuals & Families

Our network designs offer lower-cost options that allow you to choose what works best for your clients' healthcare needs and their budget.

Direct network plans include the full network of over 37,0001 doctors and facilities, in a two-tier structure to maximize cost savings.  Members can save money when they get services from a Tier 1 doctor or facility.  Tier 1 includes all participating doctors and facilities except those in Tier 2 and Tier 2 includes Mary Washington Healthcare.

Plan Features

  • 24–hour access to virtual consults with board-certified physicians
  • access to award-winning free health and wellness programs with MyLife MyPlan
  • discounts on health and wellness services2
  • Emergency Travel Assistance2
  • a wide range of deductibles and copayments offered
  • Health Savings Accounts (HSAs)
  • Gold-, Silver-, and Bronze-level plans both on and off the Health Insurance Marketplace
  • free preventive care services when received from an in-network doctor or facility3

More Information

For more information, please view the Frequently Asked Questions and flyers or contact your Optima Health representative.


Note: Effective January 1, 2022, Optima Health no longer offers its OptimaFit® Select plans in Charlottesville and Rockingham.

1 Sentara Health Plans, Inc., Provider Status Report, 2021
2 Value-Added services; not a covered benefit
3 Office Visit copayment or coinsurance may apply

Need Help Finding the Right Plan?

Broker working with happy couple

Call your Broker or an Optima Health Personal Plan Advisor at 1-855-460-5819.

2022 Buyer's Guide  Have Questions?

Individual and Family Plans