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Affordable Health Insurance in Virginia from Optima Health -- click to learn more about the value of Optima Health individual plans

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Affordable Health Insurance in Virginia from Optima Health

Optima Health offers a variety of health plans for Virginians looking for quality, affordable, individual health insurance.
If you are looking for a great health plan, then apply for one of our plans or get a free quote to find coverage that's right for you.

  • Optima Plus
    Comprehensive Health Insurance
  • Optima FourSight
    Excellent Health Insurance for Less
  • Optima Equity 100
    Health Insurance with Tax-Saving Options
  • Optima Equity 80
    Just-In-Case Protection

Optima Plus is the most coverage available with an Optima Individual Plan.
You can customize your coverage by choosing from a range of deductibles starting at $500 for singles and $1,000 for families.

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  • Our most comprehensive individual plan
  • The freedom to choose your doctors without a referral
  • Unlimited visits to see your doctor for a low copay
  • Features our lowest out-of-pocket costs

Looking for maternity coverage?
Optima Plus now offers an option for this additional coverage.
Learn about the Maternity Rider

View the Optima Plus benefits sheet
Exclusions and Limitations
Our Network of Doctors
Eligibility Requirements

With Optima FourSight, you can customize your coverage by choosing from a range of deductibles starting at $500 for singles and $1,000 for families.

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Free Quote
  • Comprehensive individual plan with a moderate monthly premium
  • The freedom to choose your doctors without a referral
  • Ideal if you don’t visit the doctor often
  • Moderate out-of-pocket costs
View the Optima FourSight benefits sheet
Exclusions and Limitations
Our Network of Doctors
Eligibility Requirements

Optima Equity can be combined with a Health Savings Account (HSA), which allows you to save more money for qualified medical expenses -- tax free.

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Free Quote

  • A high deductible plan that can be combined with a Health Savings Account (HSA)
  • Provides potential tax savings
  • Ideal if you need protection “just-in-case”
  • Ideal if you are comfortable paying for minor medical expenses

Is a Health Savings Account Right for you?
Learn more about Health Savings Accounts

View the Optima Equity 100 benefits sheet
Exclusions and Limitations
Our Network of Doctors
Eligibility Requirements

Looking for health insurance coverage without expensive frills? Is affordability the most important health plan feature for you?
If you are looking for “just-in-case” coverage, Optima Equity may be your best option.

Apply Now

Free Quote
  • A Health Savings Account (HSA) qualified plan
  • Our most affordable individual plan
  • Ideal if you need protection “just-in-case”
  • Ideal if you are comfortable paying for minor medical expenses

Is a Health Savings Account Right for you?
Learn more about Health Savings Accounts

View the Optima Equity 80 benefits sheet
Exclusions and Limitations
Our Network of Doctors
Eligibility Requirements

We believe your health plan should be just what you need—no more, no less.

Optima Health offers individual medical coverage that includes prescription benefits, wellness programs, preventive services, as well as useful tools to manage your healthcare costs.
Do You Have Questions About Health Insurance? Do You Have Questions About Health Insurance?

Call a Plan Advisor and get individual attention -- 1-800-741-4825 toll-free

Request and download your free Buyer's Guide

The Value of Health Insurance from Optima Health

Extra
Savings and Discounts

All Optima Health members receive extra savings and discounts.

  • Fitness Center: Receive up to a 25% discount from participating fitness centers.
  • Personal Health Profile: Obtain a free, online summary of your health risks and lifestyle behaviors. Your profile recommends ways to improve your health habits, including nutrition and daily activities, and provides a report for you to share with your personal doctor.
  • Vision Extras: Receive significant savings on routine eye exams, lenses and frames, contact lenses.
  • Laser Vision: Receive up to a 15% discount for the cost of laser vision surgery.
  • Massage Therapy: Receive up to a 25% discount for massage therapy.
  • Vitamins and Herbs: Receive up to a 25% discount for vitamins and herbs with online ordering convenience and free shipments directly to you.
  • Acupuncture: Receive up to a 25% discount for acupuncture exams and treatment.
  • Chiropractic Care: Receive up to a 25% discount for routine chiropractic care.

Wellness and Prevention Programs

Prevention programs such as cancer screenings, women’s wellness visits and child wellness programs are just a few benefits of every individual plan from Optima Health.

Online Resources

Once you become an Optima Health member, you will have access to a variety of online tools to help manage your healthcare costs. These tools assist you in knowing more about treatment costs, options to help manage prescription drug costs and claims information.

Hassle-Free Switching

If you currently have an individual health plan that doesn’t meet your needs or if your premiums have increased beyond your budget, switching to Optima Health is easy. Call a Personal Plan Advisor to find out how -- 1-800-741-4825.

Easy to Understand Materials

Once you become an Optima Health member, you will receive a welcome kit to help you begin using your health plan. It will include your Individual Health Plan Member Guide, ID card and everything you need to get started.

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