What are Consumer Directed Health Plans?
CDHPs are high-deductible, lower premium health plans linked with a Health Saving Account (HSA), Health Reimbursement Arrangements (HRA), or similar qualified account.
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Optima Health offers a variety of CDHP plans -- designed for employers and employees.
Optima Design is a fully integrated high-deductible health plan linked with a Health Reimbursement Arrangement (HRA). The plan combines the control and cost-saving strategies employers are looking for, with the quality medical care their employees seek. Employers and employees benefit from the simplicity of a fully integrated health plan and funding option, and typically have lower premiums. An added benefit for employees is that the employer makes contributions to help offset out-of-pocket expenses.
Optima Design is a fully integrated high-deductible health plan linked with a Health Reimbursement Arrangement (HRA).
The plan combines the control and cost-saving strategies employers are looking for, with the quality medical care their employees seek.
Employers and employees benefit from the simplicity of a fully integrated health plan and funding option, and typically have lower premiums. An added benefit for employees is that the employer makes contributions to help offset out-of-pocket expenses.
Optima Equity combines a fully integrated IRS-qualified high-deductible health plan with a Health Savings Account (HSA). Employers who offer Optima Equity provide their employees with a quality health plan that’s affordable, and they also give members the opportunity to build their health savings account with the money they save. Health Savings Accounts are portable, thus giving members a chance to own their healthcare dollars instead of renting them.
Optima Equity combines a fully integrated IRS-qualified high-deductible health plan with a Health Savings Account (HSA).
Employers who offer Optima Equity provide their employees with a quality health plan that’s affordable, and they also give members the opportunity to build their health savings account with the money they save.
Health Savings Accounts are portable, thus giving members a chance to own their healthcare dollars instead of renting them.
Our Consumer Directed Health Plans allow employers to provide quality medical coverage for their employees, while managing their health benefit costs.
Learn more about Optima Design
Learn more about Optima Equity