Optima Equity
A high-deductible health plan (HDHP) with Health Savings Account (HSA).
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Individual and Family Health Plans
Whether you go to school, are self-employed or between jobs, are ready to retire, have a family or don’t have a health plan through work, Optima Health has medical coverage that meets your unique needs.
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Optima Health's PPO products
Our PPO products give members more freedom and flexibility when choosing providers for care, offering in-network and out-of-network benefit options.
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Optima Health's HMO products
Our Health Maintenance Organization (HMO) products allow members to choose a primary care physician (PCP) to guide and coordinate care.
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Optima Health's POS products
Our Point-of-Service (POS) products offer members two ways to access healthcare, in-network or out-of-network.
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Family Care and FAMIS
Optima Health offers a Medicaid HMO product (Family Care), and a health plan for children of working parents through FAMIS.
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Optima Medicare Plans
Optima Health offers a Medicare Advantage plan (Optima Medicare) to all eligible Medicare beneficiaries.
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