Health Plan Products

A high-deductible health plan (HDHP) with Health Savings Account (HSA).    Read more

Whether you go to school, are self-employed or between jobs, are ready to retire, have a family or don’t have a health plan through work, Optima Health has medical coverage that meets your unique needs.    Read more

Our PPO products give members more freedom and flexibility when choosing providers for care, offering in-network and out-of-network benefit options.    Read more

Our Health Maintenance Organization (HMO) products allow members to choose a primary care physician (PCP) to guide and coordinate care.    Read more

Our Point-of-Service (POS) products offer members two ways to access healthcare, in-network or out-of-network.    Read more

Optima Health offers a Medicaid HMO product (Family Care), and a health plan for children of working parents through FAMIS.    Read more

Optima Health offers a Medicare Advantage plan (Optima Medicare) to all eligible Medicare beneficiaries.    Read more