Health Plan Products

Optima Health offers a Medicare Advantage plan (Optima Medicare) to all eligible Medicare beneficiaries.    Read more

Whether you go to school, are self-employed or between jobs, are ready to retire, have a family or don’t have a health plan through work, Optima Health has medical coverage that meets your unique needs.    Read more

If you’re looking for a way to provide your members with quality healthcare, Optima Health goes above and beyond.    Read more

Optima Health offers a Medicaid HMO product (Family Care), and a health plan for children of working parents through FAMIS.    Read more

A Consumer Directed Health Plan, that integrates a high-deductible health plan (HDHP) with a Health Reimbursement Arrangement (HRA).    Read more

A Consumer Directed Health Plan, that integrates a high-deductible health plan (HDHP) with a Health Savings Account (HSA).    Read more

Plan features include a large provider network, low copay for PCP or specialist visits and more.    Read more

Our PPO products give members more freedom and flexibility when choosing providers for care, offering in-network and out-of-network benefit options.    Read more

Our Health Maintenance Organization (HMO) products allow members to choose a primary care physician (PCP) to guide and coordinate care without requiring a referral to visit a specialist.    Read more